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💳 Billing Terms & Conditions

Last Updated: 021-19-2025

Welcome to African Market Online! These Billing Terms & Conditions outline the payment policies and procedures for purchases made on https://africanmarketonline.com. By placing an order, you agree to these terms.

1️⃣ Payment Methods

We accept the following payment methods:
✔️ Credit/Debit Cards (Visa, MasterCard, American Express, Discover)
✔️ PayPal
✔️ [Other Payment Methods: Apple Pay, Google Pay, Klarna, Afterpay, etc.]

All payments must be made in USD at the time of purchase. Orders will not be processed until full payment has been received and verified.

2️⃣ Order Processing & Billing Authorization

  • By placing an order, you authorize us to charge your selected payment method for the total amount, including applicable taxes and shipping fees.
  • If your payment is declined or fails, your order will not be processed.
  • You are responsible for providing accurate billing details. Any discrepancies may result in delays or cancellation of your order.

3️⃣ Taxes & Duties

  • Applicable sales tax, VAT, or GST will be calculated at checkout based on your shipping location.
  • For international orders, you are responsible for any import duties, customs fees, or taxes imposed by your country. These are not included in the purchase price.

4️⃣ Installment Payments & Buy Now, Pay Later (BNPL)

If you choose a Buy Now, Pay Later (BNPL) option such as [Klarna, Afterpay, Affirm, Sezzle, etc.], the following terms apply:

  • Payment plans are subject to approval by the respective BNPL provider.
  • Late or missed payments may incur additional fees or interest as per the provider’s policy.
  • Disputes or issues with installment payments must be resolved directly with the BNPL provider.

5️⃣ Subscription & Recurring Billing (If Applicable)

  • If you subscribe to a recurring service or product, your payment method will be charged automatically on a recurring basis (e.g., monthly, annually).
  • You may cancel your subscription anytime before the next billing cycle to avoid additional charges.
  • Subscription cancellations or refunds are subject to our Refund Policy

6️⃣ Pricing & Errors

  • Prices are subject to change without notice.
  • If an item is listed at an incorrect price due to a typographical or system error, we reserve the right to cancel or refuse the order, even if it has been charged. In such cases, you will receive a full refund.

7️⃣ Chargebacks & Payment Disputes

If you initiate a chargeback or payment dispute, we reserve the right to:
🚫 Suspend or terminate your account and future orders.
🚫 Report fraudulent chargebacks to the payment processor.
🚫 Take legal action to recover lost funds if the dispute is found to be unjustified.

Before initiating a chargeback, please contact our customer support to resolve any billing concerns.

8️⃣ Refunds & Cancellations

Refunds and cancellations are processed in accordance with our Refund & Return Policy. Please review the policy before making a purchase.

📌 Note: Refunds are issued to the original payment method and may take 7 business days to reflect, depending on your bank or payment provider.

📞 Contact Us

For any billing-related inquiries, feel free to reach out:

📧 Email: varnavs@africanmarketonline.com
📞 Phone: +1-469-304-0302
💬 Contact-us

By completing a purchase on https://africanmarketonline.com/, you agree to these Billing Terms & Conditions. Thank you for shopping with us! 🛍️💳

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